Long lost friends are coming out of the woodwork to ask me is it time to buy stocks and so I will share with you what I’m telling them.

The question is: how do Australian retirees produce income from their investments?

Let's be clear on this: the market sell-offs have been extraordinary, but the best way to deal with crazy crashes is to wait for good sense to prevail. And it will!

We should sneak out of bear market territory today but the question has to be: can we stay there?

With a sense of raw panic descending on global stock markets, the question is whether there are any truly safe havens in terms of remaining exposed to equities.

Does panic do anyone any good? It’s not the end of the world. These things shall pass.

In the coming week, the monthly jobs data will dominate investor attention.

Stocks slide on WHO’s global pandemic call, so it will be another tricky day on markets.

Yields in the secondary market on the ASX for bank hybrid securities are at levels not seen for years. But where there is the potential for higher return, there is risk.

The most important questions for all of us are: is the worst over? Is there a buying opportunity now or should we wait?

Apart from knowing why markets are in free fall, we must understand just how serious this collapse in share prices is and how long it will last.

Shock events like this current virus rattle stock markets but investors shouldn’t be rattled. They should learn from the past and invest wisely.